How Long Can You Be On Your Parents Car Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    As long as you reside in the same home as them you could remain under their coverage indefinetly. In Wisconsin at least all licensed drivers in the household must either have there own insurance or be listed on active policies within the househould. Every state has its own regulations and every company its own standards please contact your local agent to find out what is available in your area.
    Answered on May 19, 2013
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  2. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    An additional consideration is if you are a student and you are away at school.  Many auto insurance companies offer an endorsement to your current auto policy that will cover a student who is out of the home, but attending school.  You will need to contact your agent or insurance company to determine if there are any limits, such as either being out of state or attending school full time.
    Answered on May 20, 2013
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