1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Yes. Almost anyone can get life insurance. The difference is the company, type, amount of coverage, and the rate paid. Each company has its own set of policies offered and standards for each of those policies. There are many life insurance companies out there. If one does not have a product that fits your needs seek another. Do use a local agent that you are comfortable with this will help should you ever have other questions about your policy or need to re-evaluate your coverage. It will be a point of contact that you are already familiar with.
    Answered on May 19, 2013
  2. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    Most life insurance companies will accept a misdemeanor with a few provisos like drug related activity. But by and large it’s not a deal killer. If there are no other mitigating circumstances with the potential insured, it will more than likely be treated as any other applicant and the policy issued accordingly.
     
     
    Answered on May 19, 2013
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