Who Is The Best Company For Life Insurance?

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    David RacichPRO
    Fountain Hills, Arizona
    There is a list of consumer check points you’ll want to consider along the discovery process in selecting a life insurance company. 1) There are six rating services. Some measure financial stability, others claims paying ability. 2) The policy generally has two sets of rates, current company practice and contractual guarantees. 3) There are several spreadsheets posted on brokerage web sites that rank premium pricing, so you can an idea what the best cost is. 4) There are three basic planning aspects to life insurance. No one company dominates these planning categories: indemnification, income and inheritance. 5) Your health will be assessed during the due diligence process. Several companies are known for their benevolent underwriting practices which can result in a significant savings. You have to shop these five check points to ensure the best deal tailored to you.
     
    Answered on May 19, 2013
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