What Are Financial Annuities?

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   Peggy Mace

   Most of the U.S.

   There are several types of annuities, and all have a financial purpose. These types are based on different criteria.
   
   Time of Payout: Immediate or Deferred
   Payment Type: Single Premium or Flexible Premium
   Investment Type: Fixed, Indexed or Variable
   Liquidity Options: Withdrawal Penalties or No Withdrawal Penalties
   
   Financial annuities is a term that would most likely encompass all of these.

   Answered on May 17, 2013

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