What Is Auto Insurance Stacking?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Stacking is where you take the limits of your uninsured motorist coverage and stack them up. For example you carry 50/100 uninsured motorist limits and are hit by an uninsured motorist and are injured. Your policy would pay up to 50,000 for the injury of each person in your auto up to 100,000 max. Now lets say for example you have two cars on your policy. Of course each car has the same 50/100 limits. With stacking since your policy was covering two cars the limits would be stacked and your now have 100/200 coverage in any auto accident. Stacking is not available in all states and for those states that offer stacking it comes with a premium.
    Answered on May 16, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>