Does Renters Insurance Cover Termite Damage?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersRenters Insurance does not cover termite damage. In fact termites are not the problem of the renter other then reporting to the landlord. This pest issue rests on the responsibility of the Landlord. Unfortunately the Landlords insurance will not cover the termites either since rodent, insects and vermin are excluded from a property policy. Time to call the exterminator.Answered on May 14, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaYour renter’s policy covers damage to your personal property. The perils that are covered are described in the policy but generally exclude insect damage. If the damage is unseen and results in a collapse there could be coverage. Taking care of a termite problem is not a covered peril.Answered on August 29, 2014flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
.JPG){kind=avatar}
