1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    You need homeowners insurance at minimum. Depending on the geographic location of your home you could also need or want flood insurance. I would also recommend an umbrella policy to provide added liability protection that covers both your home and autos. To ensure that you get the protection you need and want contact your local agent, they will advise you of the coverages available so that you can make a more informed decision.
    Answered on May 13, 2013
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