Yes, it covers your personal belongings up to the limit in the policy subject to the deductible. Renters Insurance is designed to cover things like fire, lightening, vandalism, wind, and also provide protection from lawsuit. Check with your agent to determine the details of your policy. If you are shopping make sure it covers the full replacement of your belongings without depreciation.
Renters Insurance will cover your personal property up to the limits of your policy. For example if you have $50,000 in personal property coverage in the policy and all your clothes and furniture were destroyed in the fire then you would be able to claim that as a loss.
Renters Insurance only covers your personal property and does not cover the structure. It will also cover for losses for theft. Lets say you had your lap top from home in your car and someone broke in your car and stole the computer then you could file that as a claim on your renters insurance policy. Some renters insurance also covers for Loss of Use and Personal Property off premises. This may not be available from ever insurance carrier.
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Renters Insurance only covers your personal property and does not cover the structure. It will also cover for losses for theft. Lets say you had your lap top from home in your car and someone broke in your car and stole the computer then you could file that as a claim on your renters insurance policy. Some renters insurance also covers for Loss of Use and Personal Property off premises. This may not be available from ever insurance carrier.