When Does Life Insurance Kick In?

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   Katherine McDaniels

   Owner/Insurance Broker, KM Health Insurance Services, Hazel Crest, Illinois

   This is a good question.  Do you mean when the benefits are paid out?  For whole life, they build cash value over time that you can borrow against while you are living.  Traditional term pays out after death, however there are term policies that pay you back all the premiums after the term is up.

   Answered on May 9, 2013

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