HIPAA has been around for several years (since 1996) and is a very broad law addressing many aspects of employer provided group health insurance.
The main provision that most people are familiar with is the COBRA act that allows you to continue employer coverage for up to 36 months after your employment has terminated.
The Health Insurance Portability and Accountability Act provides protections for an individual's personal health information. If gives patients numerous rights in that area. As a practical matter, it insures that person health information is not made available to parties without the express permission of the individual. Although there are exceptions about the sharing of information between health professionals, inherent in the act is the fact that we should have control of who sees our health information and how that information is used. That expectation of privacy is extended to prevent family members from gaining information without one's knowledge and permission.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
The Health Insurance Portability and Accountability Act of 1996 (commonly known as HIPAA) protects patients medical information in that your personal information cannot be shared with another party without your authorization.
The other aspect of HIPAA that most people are familiar with is COBRA. COBRA allows you to continue employer coverage for a while after your employment has terminated. Under the affordable care act, coming off of group coverage does grant you a special enrollment period as it's a qualifying event so you would want to compare options between COBRA and plans available on the individual market - an experienced health insurance broker can help you with this.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
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The main provision that most people are familiar with is the COBRA act that allows you to continue employer coverage for up to 36 months after your employment has terminated.
The other aspect of HIPAA that most people are familiar with is COBRA. COBRA allows you to continue employer coverage for a while after your employment has terminated. Under the affordable care act, coming off of group coverage does grant you a special enrollment period as it's a qualifying event so you would want to compare options between COBRA and plans available on the individual market - an experienced health insurance broker can help you with this.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.