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If you ate adding a new car to an existing auto insurance policy, typically, you do not have to pay anything at that moment. Within about 7-10 days, you will receive an updated declarations page with a revised billing statement.
Many insurers offer very low down payment options. An experienced broker can help you find the best options in your area by shopping for the best offers with the lowest down payments.
All companies require money with the application. You will always need at least one month premium for a policy to go in force. Insurance is a contract and requires "consideration" or money to be in effect. Your agent could be in big trouble with the company if he provides coverage without collecting premium.
Many insurers offer very low down payment options. An experienced broker can help you find the best options in your area by shopping for the best offers with the lowest down payments.