1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    The best Life Insurance is the Insurance in force when you die.  That being said, it all depends on your individual situation.  There is no one best plan.  You have to consider a number of factors such as age, income, debts, family situation, and your personal goals.  A good independent life insurance agent can help you find the best plan for you.
    Answered on May 7, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most people find that they purchase multiple life insurance policies during their lifetime.  Having the appropriate coverage at the time of death is a critical matter that requires the counsel of a trusted life insurance agent.  The type of policy that the agent will recommend will vary depending on how long the funds will be required.  Some insurance will be needed for your entire life.   Life insurance exists to help those you love through a very difficult time.  Selecting policies, limits and features requires the assistance of a knowledgeable agent.
    Answered on May 20, 2014
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