Does Allstate Renters Insurance Cover Flood?

1. 

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   Wendi Kratzer

   Agency Principal, Wendi D Kratzer Agency Inc,

   I used to be an Allstate agent, but it doesn't matter where you purchase your Renter's policy. Flood is exluded on the policy. But if you have water damage from a pipe breaking or the toilet over flowing, those type of water damages would be covered. If you are worried about flood, you can buy flood insurance even if you dont' liive in a flood zone and even if you rent.  

   Answered on May 9, 2013

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2. 

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Flood insurance is handled through the Federal government only and sold through insurance carriers. Renters insurance as well as homeowners insurance does not cover flood damage of any kind. You must purchase flood insurance as a seperate policy. Contact a local agent to find out availabity for this coverage within your area.

   Answered on June 25, 2013

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