1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If you mean does your homeowners insurance cover garage doors for a named peril then yes. Named perils would be fire, or collision (car running into it) to name the top two. If you refer to the Garage door malfunctioning in some capacity then the answer would be no. Mechanical breakdown is not a peril of a homeowners insurance policy  Some insurance carriers are just now starting to offer mechanical breakdown coverage's for an extra premium on your home insurance policy. Discuss with your local agent to see if this is an option available to you.
    Answered on May 6, 2013
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