Does Homeowners Insurance Cover Damage To Vehicle?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersHomeowners insurance does not include damage to a vehicle. Your vehicle insurance would cover any damage to your vehicle. For example: Your car is in the garage and your house burns down destroying the car. The homeowners insurance would not cover the car in this case and you would need to seek coverage from your auto insurance comprehensive coverage.Answered on May 8, 2013flag this answer
150 POINTSview profilePaul NelsonOwner, Paul Nelson Insurance Services, Santa Cruz, CAYour homeowners or renters insurance may cover damage to someone else's vehicle, but not your own. Liability coverage on most policies protects your family against unintentional damage not caused while operating a motorized vehicle. If your child falls off their bike and scratches up the neighbor's expensive car then your homeowners/renters liability coverage should offer protection.Answered on June 14, 2013flag this answer
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