Under Part A, which covers hospital room and board and related expenses, there is a deductible of $1184 per benefit period. Part B has an 80/20 coinsurance for Doctors and outpatient services and $148 per day coinsurance for days 21 through 100 in a skilled nursing facility. There are no copay's under original Medicare. Unlike Medicare Advantage, which has copay's and out of pocket maximums, Original Medicare has no out of pocket maximum. A person could spend $10,000 or more under original Medicare if he or she develops a serious illness. This is why it is wise to investigate either a Medicare Advantage Plan or better yet, a Medicare Supplement.
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Once you have been in the hospital for more than 60 consecutive days there is a daily copay but most of your basic items do not have a Medicare copay.
Medicare does have deductibles and coinsurance that can leave you with an unlimited amount of OOP expenses if you have a bad year.