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Therapy is covered by many health insurance plans. Whether its occupational, physical or mental therapy, many plans will include these benefits for individuals and families.
However, since each state offers different types of policies and every state has differences in mandates that are required, it is important to understand your existing policy or the coverage you are purchasing.
An experienced broker and a reputable website will help you understand the specific benefits in policies and how to find the lowest rates for healthcare in your area.
President | Founder, CLM Insurance Group, Delray Beach, FL
Does Health Insurance Cover Therapy?
It depends on the type of therapy. Most quality group plans will cover physical, physiological or other types of therapy. If you have an individual health plan pre-2014 I would check your benefit details, because many of the old policies did not cover therapy. Post-2014 plans tend to have stronger coverage. Request your summary of benefits and Coverage to see how the specific therapy treatment is covered under your benefits.
Please click the "Contact Me" button on the left or run a personalized quote at: http://goo.gl/gsqRog
However, since each state offers different types of policies and every state has differences in mandates that are required, it is important to understand your existing policy or the coverage you are purchasing.
An experienced broker and a reputable website will help you understand the specific benefits in policies and how to find the lowest rates for healthcare in your area.
It depends on the type of therapy. Most quality group plans will cover physical, physiological or other types of therapy. If you have an individual health plan pre-2014 I would check your benefit details, because many of the old policies did not cover therapy. Post-2014 plans tend to have stronger coverage. Request your summary of benefits and Coverage to see how the specific therapy treatment is covered under your benefits.
Please click the "Contact Me" button on the left or run a personalized quote at: http://goo.gl/gsqRog
Also, you can call me anytime at: 561-320-2978