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Under the Affordable Care Act, Plans that were effective on March 23, 2010 are "grandfathered" assuming they meet certain specific requirements.
Even if you changed health insurance companies, you could still have maintained your grandfathered status as long as other changes to benefits still meet the required guidelines. This feature was updated in November of 2010.
One example of the requirements is that the employer can not substantially increase the out of pocket costs (your deductible, for example).
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Even if you changed health insurance companies, you could still have maintained your grandfathered status as long as other changes to benefits still meet the required guidelines. This feature was updated in November of 2010.
One example of the requirements is that the employer can not substantially increase the out of pocket costs (your deductible, for example).