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Who needs a Medigap plan? Although we all could use one, it is not necessary that you have one if you have sufficient out of pocket funds available (liquid funds, that is) to pay for some of the gaps that Medicare does not pay for.
If you feel the burden is potentially too high and you are more comfortable with a steady monthly premium, then perhaps Medicare Supplement insurance is a perfect fit.
To truly decide and to thoroughly and accurately weigh your options, an experienced broker would be very helpful, as would many reputable websites run by those experienced brokers.
Almost everyone enrolled in original Medicare will want a Medicare supplement plan.
Original Medicare covers less than 80% leaving you with a big gap to cover out of pocket if you have a serious illness or accident. Your 20%+ share can amount to several thousand dollars out of pocket unless you have a Medigap plan.
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If you feel the burden is potentially too high and you are more comfortable with a steady monthly premium, then perhaps Medicare Supplement insurance is a perfect fit.
To truly decide and to thoroughly and accurately weigh your options, an experienced broker would be very helpful, as would many reputable websites run by those experienced brokers.
Original Medicare covers less than 80% leaving you with a big gap to cover out of pocket if you have a serious illness or accident. Your 20%+ share can amount to several thousand dollars out of pocket unless you have a Medigap plan.