Life insurance is important to have if someone or some entity would be financially impacted in a negative way by your death. This can be a spouse, children, business partner, lending agency, mortgage company, disabled adult, parent, or anyone who relies on your income or services. It is also a good way to contribute to charity, handle an estate in a tax friendly manner, and generate cash to borrow from tax deferred for education or retirement.
Insurance Advisor, Lordship Insurance Services, California
Insurance is what many would call a "necessary evil". We pay for it to ensure that there will be some help in the event we face a loss. The absence of insurance can wipe out a family or business financially.
When in place Insurance can cover medical expenses, automobile accidents, dental services, real estate, valuables and a persons life. It is definitely necessary to help cover potential losses that could happen to any of us. I know sometimes it hurts but we really need to look into having it.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
People live, they love and they die. If we didn’t love, there would be little need for life insurance. However, many of us love our spouse and our children and some even love organizations and causes. Many people want their lives to count and so they make sure that those that they love will not suffer hardships just because they pass. Life insurance is the best way you can say, “I love you.” And anyone who does not believe that has not delivered a death claim. Most of the time we are seen as an angel of mercy, and yes, love.
The need for life insurance is very simple. If you were to die today and you have a loved one or several loved ones that count on your income to live. You need life insurance. If you were to leave a loved one with any debt you need life insurance. If the answer is yes to either situation call an independent life insurance broker today.
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When in place Insurance can cover medical expenses, automobile accidents, dental services, real estate, valuables and a persons life. It is definitely necessary to help cover potential losses that could happen to any of us. I know sometimes it hurts but we really need to look into having it.