Does Home Insurance Cover An In Ground Swimming Pool?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   A swimming pool is other structures or coverage B on your homeowners policy so there is coverage. However the coverage would have to be a peril of the policy such as fire, wind, smoke explosion, theft, vandalism to name a few.  Wear and tear, cracking or pool equipment break down are not perils of the policy and there would not be coverage.  Consult your local agent for more specifics of your policy.

   Answered on April 28, 2013

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