1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Most eye surgery is covered by your health insurance plan if the surgery is considered medically necessary. Surgery designed to correct vision that could otherwise be handled with eyeglasses or contacts is normally not a covered expense.
     
    If the patient has cataracts that are severe enough as to inhibit vision, your health insurance plan will normally cover surgery.
     
    You should consult your eye doctor and insurance carrier before assuming eye surgery is a covered expense.
    Answered on April 25, 2013
  2. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    The answer to whether health insurance will cover eye surgery depends upon the medical reason for the procedure.

    Many eye surgeries are designed to correct impaired vision. Procedures such as LASIK eye surgery are designed solely to correct vision and are generally not covered.

    Other eye surgeries are needed to address an underlying medical issue. My father recently underwent an eye surgery for an ocular nevus which was diagnosed as melanoma. His procedure was covered by health insurance.
    Answered on March 5, 2014
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