Agent Owner, Gilmore Insurance Services, Marysville, Washington State
It's going to depend on the age of the applicant, the face amount applied for and the company providing the insurance. In the most basic cases, the exam involves meeting with a medical examiner and going over health history, checking height and weight, blood pressure reading, blood and urine samples.
For older applicants a "resting" ECG may be taken.
For very large cases a full physical taken at a medical facility may be necessary, but this is only when a large face amount of coverage was involved.
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For older applicants a "resting" ECG may be taken.
For very large cases a full physical taken at a medical facility may be necessary, but this is only when a large face amount of coverage was involved.