Does State Farm Renters Insurance Cover Water Damage?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    It would depend on the reason for the water damage. If it is a result of sewer backup then it may be covered. If it due to broken pipes caused by freezing there may be coverage. If it is caused by any covered peril then there may be coverage. If you have flood insurance there may be coverage. If it is due to general ground water seepage or leaks then usually there is no coverage. Check with your agent.
    Answered on April 19, 2013
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