Does Homeowners Insurance Cover Firearms?
1365 POINTSview profileRobert Attala LUTCF, PFPAgency Owner, A1 Insurance LLC, Arizona, California AgencyGreat Question. Homeowners insruacne does cover firearms with a specific limits on the firearsm. Make srue you read you policy on that specific limit. Most policy cover firearms up to $1000 if you think you have more in firearm value contact you agent and increase the limits on the policy.Answered on April 23, 2013flag this answer.png)
1844 POINTSview profileDavid W. ClausenChief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778Most insurance companies will have internal limits of $1000 for property coverage of firearms. If you are speaking about "accidental discharge" of a firearm that causes damage to something or someone I would need you to refer to your specific policy. In NY some companies will specifically exclude bodily injury from a firearm. Hope this answer helps.Answered on September 23, 2015flag this answer
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