Does Home Insurance Cover My Laptop?

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   Ted Ratliff

   Owner, SFS Associates,

   Yes depending on what happens to it. It is not going to cover it if it breaks, however if it is destroyed due to a covered peril such as fire or theft, then there is usually coverage for electronic equipment. There is usually an internal limit on what it would pay and sometimes a separate deductible.

   Answered on April 15, 2013

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