Recruiter/Manager, Cole Insurance Investments, Charlotte N.C.
Most likely Lloyds of London they specialize in high risk organizations and individuals. With a 325 year track record headquartered in London they have a wide range of products also in protecting wealth in most cases these people get so caught up in their life style and careers that they forget they will not perform this career but for a short few years. Then the ( BIG BUCKS ) Stop. Construction Employees would be another with building and infrastructure growing at rapid speed this will be a good market. CONTACT ME SHOULD YOU NEED HELP
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
It can vary. The team and/or league organization may offer some format of group health coverage for all its players or they may secure individual health plans. Since professional athletes endure a higher level of physical strain than the average person due to the constant training, practice, games, and other physical activities, they may require supplemental coverage programs in addition to your common type of health plans such as injury specific plans.
If you're looking for help with your coverage, it's best to consult with a health insurance agent who has a strong background in health programs specifically geared towards health insurance plans.
I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions. Thanks very much.
That is a great question! The Pro players generally have health insurance through plans set up by the player's union. The Clubs themselves will have policies for non-playing personnel, and may offer as contract stipulations/bonus's some level of coverage for the players, but as a rule it is done through the player's union.
In some cases the team may cover the minor league players, (some MLB teams do this also) in others it's the union, depending upon contracts, playing time in the big leagues, etc. As you might imagine, due to the increased risks of playing contact sports, the benefits and coverage will be greater than what the average health policy would be.
I'm certain that the Player's Union Rep or the specific team's HR person could give you specifics, should you ask. I appreciate your question though, and you for asking it! Thanks!
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If you're looking for help with your coverage, it's best to consult with a health insurance agent who has a strong background in health programs specifically geared towards health insurance plans.
I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions. Thanks very much.
In some cases the team may cover the minor league players, (some MLB teams do this also) in others it's the union, depending upon contracts, playing time in the big leagues, etc. As you might imagine, due to the increased risks of playing contact sports, the benefits and coverage will be greater than what the average health policy would be.
I'm certain that the Player's Union Rep or the specific team's HR person could give you specifics, should you ask. I appreciate your question though, and you for asking it! Thanks!