1. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    1) Make life easier on yourself - seek out an experienced local life & health insurance broker who is also certified to sell coverage through the government health insurance marketplace in your state. Health insurance is no longer only a health care and monthly budget issue in our lives, it is also a tax issue. Having professional guidance in making your selection is more important and more challenging than ever and it won't cost you any more to use a broker's services, so look up some local brokers and put one to work for you.

    2) Healthcare.Gov (or your state's health insurance marketplace if your state has its own) - you can strike out on your own by going to the web site for your state's health insurance marketplace and shopping online. Buyer Beware - purchasing health insurance online isn't the same thing as buying a hotel room or an airline ticket. Try as they might, it is virtually impossible to present all the details a buyer should be aware of and consider and to anticipate all the unique questions each person will have in a web site. This is a problem because it is the insurance plans sold inside the health insurance marketplaces that are most likely to be built around narrow networks or restricted service areas. These can be the some of the unpleasant surprises the self-shopper can find themselves presented with if they don't really do some serious homework.

    3) Other web sites - need I say more?

    4) My web site at www.cdbsagency.com
    Answered on December 19, 2014
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