1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    You can get health insurance quite fast - especially right now while the annual enrollment period is still open (it's open til February 15). The application process only takes a few minutes and acceptance into a qualifying health plan is guaranteed with no medical underwriting - the underwriting and issuance of your health policy typically may take a week or two to get mailed out to you.

    When the coverage starts (the effective date) is a very important factor to keep in mind as that tells you when your coverage will actually be active. So even if you apply let's say today (January 12), your effective date wouldn't be until February 1.

    I hope the information helps. If you need help with your coverage, please feel free to send me an e-mail or call me via my profile page. Thanks very much.
    Answered on January 12, 2015
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