What Is The Least Expensive Health Insurance Plan?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If you can tell me what your medical charges will be for the coming year, I could answer your question. Premium is not the indicator of what is least expensive. Coverage is so important. If you have a procedure and your plan offers limited coverage while another plan offers full coverage, you will quickly understand that the lower premium was not “cheaper.”
    Answered on January 15, 2015
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  2. 712 POINTS
    John Cole
    Recruiter/Manager, Cole Insurance Investments, Charlotte N.C.
    Good question but think about it we need to ask ourselves a few questions before we go cheap sometimes cheap is good we all need to be good stewards of our money so the questions we should ask if answered honestly will be an indicator. Do I eat good healthy food ? Do I drink alcohol ? Do I work out at least 20 minutes 2 times a week ? How is my spiritual life ? Then we can decide which policy fits my need it can be fairly cheap but you must answer the questions and have a good consultant that cares about you not the money the money will come when we serve the people.
    Answered on May 6, 2015
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