Can I Have Medicaid And Medigap?

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   Jeffrey VanCleve

   Marketing Director, JLS Marketing Concepts LTD, Canton, OH

   You can, but this is actually pretty rare. It is illegal for any agent to sell you a Medigap policy if they know you are on Medicaid. This is asked on every Medigap insurance application, so if answered truthfully, you would generally not be able to purchase a Medigap policy. Some Medicare beneficiaries purchase a Medigap policy, and then at some future point become eligible for Medicaid. Since Medicaid essentially provides the benefits provided by the Medigap policy, the Medicare/Medicaid beneficiary may suspend their Medigap policy for as long as they are on Medicaid. They technically still have Medigap, but in a suspended status.

   Answered on December 23, 2014

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