The answer to your question will vary depending upon your state of residence and what area of your state you live in as health insurance costs vary significantly from state to state and within various regions of a state. Also, how do you personally define affordable? The plan with the lowest monthly premium will probably not cover anything except preventive care until you have met a deductible that may be in excess of $6000. Is that affordable for your personal situation? Or, would a plan with a higher monthly premium but that covers office visits and prescription drugs with a copayment and has less out-of-pocket financial exposure better suit your needs? These are the kinds of questions you will need to be answering for yourself as you consider what health insurance coverage offers you the best value proposition.
As you may have gathered, making an informed decision about what health insurance to buy is no simple matter. You would be best served to seek out the services of an experienced health insurance agent who is certified to sell health insurance both on and off of the government health insurance marketplace in your state to advise and guide you in this important purchase.
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As you may have gathered, making an informed decision about what health insurance to buy is no simple matter. You would be best served to seek out the services of an experienced health insurance agent who is certified to sell health insurance both on and off of the government health insurance marketplace in your state to advise and guide you in this important purchase.