Will Filing A Car Insurance Claim Raise My Rates?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482It might, yes, but talk to your Insurance Professional about the specific terms and conditions of your policy. Some companies offer an accident forgiveness benefit and if yours is one of those, then opening a claim will not have any affect on your renewal premium. Some companies offer this as a benefit to long term policyholders while others make it available for purchase as an option.Answered on November 10, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaWhenever your company pays a claim the underwriter considers that claim in the renewal process. There are two considerations of your claims record, frequency and severity. While it is doubtful that you can do much about the severity of claims you can reduce frequency and save money. Simply raise the deductibles on comprehensive and collision to the maximum allowed.Answered on November 10, 2014flag this answer
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