The premium for a $2,000,000 ten year Term life policy would most likely cost far less than buying 20 ten year Term policies of $100,000. There is generally a lower cost per thousand at higher "bands" of face amounts.
Health factors, age, tobacco use and sex all weigh in heavily on the cost, as does the type of product and for how long the premium is locked in.
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Health factors, age, tobacco use and sex all weigh in heavily on the cost, as does the type of product and for how long the premium is locked in.