Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
If you have Original Medicare Part A and Part B, you are responsible for twenty percent of your medical costs, the Part A deductible ($1,216 in 2014) and the Part B deductible ($147 in 2014).
A Medigap Plan helps cover the deductibles, co-insurance and co-pays associated with Original Medicare. Often, people will wait until a significant health issue arises and then start looking into Medigap insurance. Unless you are still in your initial enrollment period or another guaranteed issue situation, you will have to pass medical underwriting requirements with the insurance company. The insurance companies are not obligated to sell you a policy because Medicare Supplement insurance does not fall under the Affordable Care Act.
An independent agent specializing in Medicare Supplement Specialist can help determine if you can apply for a Medigap Plan based on health conditions. This is just one benefit of working with an independent agent. We are not employees of the insurance companies. We work for you and contract with many insurance companies to help meet the needs of every unique situation.
Thank you for reading my reply. Please let me know if I can be of further assistance.
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A Medigap Plan helps cover the deductibles, co-insurance and co-pays associated with Original Medicare. Often, people will wait until a significant health issue arises and then start looking into Medigap insurance. Unless you are still in your initial enrollment period or another guaranteed issue situation, you will have to pass medical underwriting requirements with the insurance company. The insurance companies are not obligated to sell you a policy because Medicare Supplement insurance does not fall under the Affordable Care Act.
An independent agent specializing in Medicare Supplement Specialist can help determine if you can apply for a Medigap Plan based on health conditions. This is just one benefit of working with an independent agent. We are not employees of the insurance companies. We work for you and contract with many insurance companies to help meet the needs of every unique situation.
Thank you for reading my reply. Please let me know if I can be of further assistance.