What Can I Do If My Car Insurance Is Cancelled?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaIf you can correct the cause of the cancellation, you can apply for new insurance. If you cannot, such as a DUI, then you must look to agencies that handled “impaired risks.” In most states there is a program where especially difficult risks are assigned to insurance companies. These policies generally provide minimal coverage but satisfy DMV requirements.Answered on August 5, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! The answer really depends upon why it was cancelled. If it was a couple of missed payments, you can usually be reinstated if you pay what you owe. If it was because of a suspension, you may be able to get it reinstated if you complete the terms of the suspension. If it was because of something worse, you may be out of luck, or forced to look for a "last resort" insurer, and be prepared to pay a ton for a little coverage. I hope that helps, thanks for asking!Answered on August 6, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Cancellations for non payment of premium may be able to be reinstated, provided that there has not been a history of such cancellations. Here in Connecticut, even if reinstated, they may be processed with a lapse in coverage. If that occurs, you will eventually receive a fine from the CT DMV covering that lapsed period as maintaining car insurance is required by law. If your car insurance is cancelled mid term or non renewed as a result of a serious infraction, you will be notified well in advance of that action so you can either remedy the cause, or obtain other, probably more expensive, coverage to avoid an even more costly lapse in coverage.Answered on September 16, 2014flag this answer
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