Disability insurance and the Family Medical Leave Act (FMLA) are two different animals. Disability insurance replaces a portion of income during the time the insured is unable to work due to a covered medical condition. FMLA is a federal law which provides unpaid job protected leave when an employee has to stop working due to his or her own disability, or to care for a sick family member.
Disability insurance will not cover an FMLA leave when the employee is caring for a sick family member. It may cover the FMLA leave for an employee's own disability. However the length of leave under FMLA (12 weeks maximum) is different than the disability leave (while disabled up to the policy's maximum benefit period).
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Disability insurance will not cover an FMLA leave when the employee is caring for a sick family member. It may cover the FMLA leave for an employee's own disability. However the length of leave under FMLA (12 weeks maximum) is different than the disability leave (while disabled up to the policy's maximum benefit period).