Does Comprehensive Insurance Mean I Can Drive Any Car?
- 37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, California“Comprehensive,” in insurance talk means that your car is covered for damages it sustains in an incident other than a collision. There is some specific coverage also included under comprehensive like animal strikes. Since insurance follows a car, if you are a licensed driver and have permission from the owner, you can operate any car and that car’s insurance coverage will apply.Answered on August 4, 2014flag this answer
- 21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! As long as you have a valid drivers license, and permission, you are able to drive any car that is insured by its owner. The word "comprehensive" only means that the insurance company will pay non-collision caused damage also. Things like rocks through the windshield, or someone keying your car, for example. I hope that clears it up for you, thanks for asking!Answered on August 5, 2014flag this answer
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