Cheap life insurance is relative to the insured person's age, gender, build, health, and tobacco status. The premium also depends on the type of policy and amount of coverage. So it is impossible to put a dollar value on "cheap life insurance".
You can run some quotes online to see what prices you might get. Then give the website a call to make sure that you qualify for the quotes you are looking at. Sometimes we even find lower priced policies for our clients when they call in.
President, The Firm of Steven H. Kobrin, LUTCF, 6-05 Saddle River Rd #103, Fair Lawn, NJ 07410
I am sure you have heard the ad for $1/day life insurance. That’s pretty cheap, right?
No medical questions asked. Of course, all you get is a burial policy.
Is that enough for you?
For many people it is not. They want additional coverage to protect the mortgage, replace income, support their business, etc.
Under these circumstances, cheap is defined by the lowest possible premium, given your own unique risk profile. To determine that, you need the right broker, the right general agency, and the right carrier.
I have found that if you put these three together, the rate is almost always cheaper than you thought it would be.
.JPG){kind=avatar}
You can run some quotes online to see what prices you might get. Then give the website a call to make sure that you qualify for the quotes you are looking at. Sometimes we even find lower priced policies for our clients when they call in.
No medical questions asked. Of course, all you get is a burial policy.
Is that enough for you?
For many people it is not. They want additional coverage to protect the mortgage, replace income, support their business, etc.
Under these circumstances, cheap is defined by the lowest possible premium, given your own unique risk profile. To determine that, you need the right broker, the right general agency, and the right carrier.
I have found that if you put these three together, the rate is almost always cheaper than you thought it would be.