Does Job Affect Car Insurance?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! What you do for a living can have an effect on the price of your auto insurance, especially if you use the vehicle in a business capacity. If you drive long distances in your car, the annual mileage is a determining factor in your rate, and can cause it to be higher than if you only drive a short commute. Certain occupations can increase your rate, if the car is insured as a work vehicle. Contact your agent for the specifics. Thanks for asking!Answered on June 26, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaInsurance companies work with an amazing number of statistics. If they feel, for example, that plumbers are better than average risks, they can ask the state to allow them to discount auto insurance for plumbers. This has been applied to a variety of occupations by different insurance companies. On the other side if a company discovered that sheet metal workers have a worse than average record they could surcharge that group, if the state commissioner agrees.Answered on June 26, 2014flag this answer
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