Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Yes. The nature of how an injury occurs is not going to determine whether or not your immediate treatment will be covered.
As a rule of thumb, if treatment is deemed medically necessary, it will be covered by Medicare. If it's an elective procedure, you may have to pay out-of-pocket. If you're unsure whether a specific issue will be covered, you can contact the Medicare office and they can advise you accordingly.
Medicare covers a vast number of different services, however, it only covers about 80% of incurred expenses. If you don't have one already, I would recommend adding a Medicare supplement plan (a.k.a. Medigap plan) to cover the all or a portion of the other 20%. While 20% may not seem like much, it can add up to large medical bills quickly.
I hope the input is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
Medicare covers both accidents and illnesses. If you are hospitalized as a result of an accident you will be covered under Medicare Part A. There is a deductible under Part A of $1,288. For all doctor visits and outpatient care you will be covered under Part B of Medicare. After the annual deductible of $166 is met Medicare will cover 80% of your Part B medical expenses.
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As a rule of thumb, if treatment is deemed medically necessary, it will be covered by Medicare. If it's an elective procedure, you may have to pay out-of-pocket. If you're unsure whether a specific issue will be covered, you can contact the Medicare office and they can advise you accordingly.
Medicare covers a vast number of different services, however, it only covers about 80% of incurred expenses. If you don't have one already, I would recommend adding a Medicare supplement plan (a.k.a. Medigap plan) to cover the all or a portion of the other 20%. While 20% may not seem like much, it can add up to large medical bills quickly.
I hope the input is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.