Homeowners Insurance can be purchased by first obtaining a home insurance quote; based on the use of the home and type of insurance desired, you would need only basic property characteristic details that most people would be able to quickly answer without further concern; you would also need to answer a couple of questions regarding the security of the home (i.e. deadbolts, fire extinguisher, central alarm monitoring, smoke detectors, fire sprinklers etc...); in addition, very few personal questions which will identify you and may offer a discount based on some available credits which vary from State to State.
There is a link providing an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com
Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
That's a good question. You will need the following information. Your full name, Date of Birth, address of the home, phone number, the year the home was built, living square feet, condition of the home, updates completed for plumbing/electrical/heating/roof, list of pets, central station alarm information (if you have one), wood burning stove answer (yes/no), trampoline question (yes/no), pool (fenced?), prior claims to the property and to you, and usually your social security number, purchase price, estimated rebuild cost and appraisal. Having all of that information will help you get the best rate possible on your homeowners insurance. Many insurance companies will have different tiers they can offer. Many factors go into rating a homeowners policy but generally it will depend upon your credit history, cost of reconstruction, prior claims and the deductible you choose. Hope this answer helps you!
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There is a link providing an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com