How To Get A Home Insurance Quote?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You get a quote on homeowners insurance from your insurance agent.  If you do not have a trusted agent get recommendations from friends, colleagues or neighbors.  A good agent will listen to you, provide sound financial advice and communicate clearly with you and the insurance company.  Setting limits is the most important thing done by an agent.  When limits are correct, claims get paid and you will be happy.
    Answered on June 25, 2014
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  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The best thing to do is do a little homework, and then hit the internet. By homework, I mean do two things - first, have an idea of what value you want to insure. Know that value of the home, and search for a program online ( there are several) that will help you appraise the approximate value of your belongings. Include everything that you might have to replace, should disaster strike. Secondly, ask everyone that you know who they use, what kind of customer service they've received, and how they like the company, and if they will tell you, approximately what they pay. Then hit the internet, and start looking at companies and agents near you, or that were recommended. Get several quotes, and then choose from those. Remember that often getting coverage from your life or auto insurance company can result in substantial discounts on all of those policies. I hope that helps, thanks for asking!
    Answered on June 26, 2014
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