1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    The best place to start is with your Insurance Professional.  If you don't have homeowners currently and this is a new purchase, ask about discounts that would be available for insuring your home with the same company that insures your cars.  Your Realtor or Attorney would also be a great referral resource if you currently have no insurance or are moving to a new area.
    Answered on May 20, 2014
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A trusted insurance agent is a valuable person to know.  If you don’t have an agent, get recommendations from your friends, colleagues and neighbors.  A trusted agent will listen to you, provide sound financial advice, and communicate clearly with both you and the insurance company.  Setting the limits of the policy is the most important step and this is where an agent can be of great assistance.  If a claim isn’t fully covered because limits were too low, you will be unhappy.
    Answered on May 20, 2014
  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! Many people will turn to the internet for quotes, but I don't recommend it. The quotes are very often generic, and will often change considerably when all the appropriate information is given. Do a couple of things, and then contact an agent (or agents) and ask fir quotes. Check with friends and family, and ask about their insurance - the customer service, cost, and how happy they are with their coverage. Then catalogue your belongings, serial numbers, replacement costs, etc. so that you have an idea of what you will need for coverage. That should give you a little better accuracy with your quote. Good luck, and thanks for asking!
    Answered on May 20, 2014
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