Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
You can stay on your parents health insurance until age 26 at which point you would be kicked off the plan and have to secure your own coverage. You have the option to get your own coverage prior to age 26 if you prefer.
Consult with an experienced broker to discuss your options and see what the best course of action is for your program.
Please feel free to contact me for help. Thanks very much.
That is a great question! One of the nice things the Affordable Care Act ( Obamacare) did was extend the amount of time that children could remain covered by their parents' insurance to the age of 26. It was designed to help college and recent graduate aged kids get coverage when they otherwise may not have been able to afford it. Thanks for asking!
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You can stay on your parent's health insurance website until you are 26...subject to some conditions. As an experienced health insurance broker with more than 33 years of experience, this question is asked almost daily!
Of course, a child can apply for their own policy at any time or get coverage under a University or group plan also. As a broker, our job is to closely compare each option and determine the best policy for cost, benefits and network coverage.
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Consult with an experienced broker to discuss your options and see what the best course of action is for your program.
Please feel free to contact me for help. Thanks very much.
Of course, a child can apply for their own policy at any time or get coverage under a University or group plan also. As a broker, our job is to closely compare each option and determine the best policy for cost, benefits and network coverage.