Health insurance is important because it is the way we finance health care. Health care is expensive with office visits, lab tests, x-rays, and surgery whether inpatient or outpatient. Most people do not have money saved up for medical expenses and therefore purchase health insurance to help pay for medical care.
80% of Americans spend less than $900 annually on medical care and if you are young and healthy you may not think you need health insurance. Health insurance also protects us against large and unexpected medical expenses. The large health care expenses young adults have are usually caused by outdoor activities and sports where injuries can create high medical bills.
Those are the main reasons why young adults should purchase health insurance to protect against larger unexpected medical bills.
That's a great question! It is important because young adults are exposed to a great number of health risks. They are new drivers, and their risk of being injured in an accident is higher; They are involved in sports and activities in school, which often lead to injuries; And they are exposed to many passed bugs in their school environments. They often are working first jobs, and trying new things. In such an atmosphere of change and risk, health insurance just makes sense. thanks for asking!
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80% of Americans spend less than $900 annually on medical care and if you are young and healthy you may not think you need health insurance. Health insurance also protects us against large and unexpected medical expenses. The large health care expenses young adults have are usually caused by outdoor activities and sports where injuries can create high medical bills.
Those are the main reasons why young adults should purchase health insurance to protect against larger unexpected medical bills.