That's a great question! With your health insurance there are usually 3 parts that you pay - The premium, the deductible, and the co-pay. The premium is the amount that you pay monthly for the insurance. The deductible and co-pay are portions of the cost of the medical service that you share with the insurance company. The cost of your premium will normally increase with a low deductible, and decrease as you accept a greater part of the cost with a higher deductible. The actual cost of what you will pay will depend upon the company, policy, and amount of deductible and co-pay that you choose. When open enrollment comes back around this fall, go to the Affordable Care Act (Obamacare) site, and see if you can qualify for a subsidized policy on the site. Millions have found that they can get affordable coverage there. Thank you for asking!
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I'll keep this answer short and sweet! As an experienced health insurance broker (33 years), this question is quite common.
You may pay nothing at all (if you qualify for a full subsidy) or you may pay up to $1000 per month (or more).
There are many variables that determine your rate. But by shopping and comparing with an experienced broker, you'll get the best rates, view the best available plans and get expert and unbiased advice.
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You may pay nothing at all (if you qualify for a full subsidy) or you may pay up to $1000 per month (or more).
There are many variables that determine your rate. But by shopping and comparing with an experienced broker, you'll get the best rates, view the best available plans and get expert and unbiased advice.