1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Farmers New World life insurance company (commonly seen as Farmers Insurance) is one of the thousands of insurance companies in the insurance marketplace.

    When you're looking at purchasing life insurance, it's important to look at multiple carriers because they all feature different rates, some will feature better rates for certain types of products than others, offer volume discounts (e.g. rate discount at certain increments of coverage such as $250,000, $500,000, $1,000,000, etc.), and respond differently to medical histories and conditions. In short, the carrier that will work best for you program may be different than the carrier that will work best for someone else because we each have our own needs and budgets.

    Doing the research on your own can be extremely time consuming and you may not always find the information you're looking for. Independent life insurance brokers have an extensive knowledge of the subject matter and know the differences between products that are available in the marketplace. Consulting with an experienced broker is always a great first step when looking for coverage. We will help you determine what an appropriate benefit structure is for your needs and budget, and help you through the process of securing the coverage from start to finish and beyond.
    Please feel free to contact me for further assistance. Thanks very much.
    Answered on May 13, 2014
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