Yours is an excellent question as many people do not realize that many group and individual health insurance policies do not cover them outside of the USA. There are specialized policies available to cover you when you are travelling outside the country. You should contact an insurance agent to explain your needs and to assist you in finding the policy best suited to your needs. Taking a cruise or travelling through Europe for a few weeks can be an entirely different situation than perhaps planning to be away for months or perhaps years on an overseas contracting assignment or religious or charitable mission trip. Also, your place of destination may be an important factor, working in Switzerland for a year is a totally different situation than volunteering to go to Syria or Afghanistan.
If you need help with this need please feel free to contact me.
That's a great question! There are several companies out there that will help you with a policy when travelling. You are wise to consider it! Before you sign on the dotted line for lost baggage or trip cancellation riders, check with your airline as their add on fee for insurance may be cheaper than the rider may be. It may also be covered by your credit card agreement. A good place to look? www.insuremytrip.com is a favorite. Have a great trip, and thanks for asking!
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If you need help with this need please feel free to contact me.