Does My Renters Insurance Cover Theft?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Talk to your Insurance professional, but in most cases, modern Renters Insurance Policies do include theft as a covered peril, yes.  Now, there may be policy limits included that you need to know about.  In some cases, companies can settle covered theft losses on certain things, like camera equipment for example, based upon a stated "inside limit" listed on your policy's declaration sheet.  Further, your personal property may be covered outside your home (while on vacation or in your car as two examples) but only up to a stated maximum of 10% of the total Personal Property coverage amount .

   Answered on May 8, 2014

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